Ohio · Home equity education
Reverse Mortgages.
Ohio.
Understand the questions that matter for your Ohio home, then discuss current availability with a licensed team member.
Your licensed contact
A conversation about Ohio.
Kimberly Campista
Mortgage Loan Originator · NMLS #957611 · Licensed in OH
Office: 9620 NE Tanasbourne Drive, Suite 300, Hillsboro, OR 97124 · 503-994-8435
Ohio homeowner questions
Start with understanding.
Who is licensed to discuss reverse mortgage options for my Ohio home?
Kimberly Campista, NMLS #957611, is licensed in Ohio. Contact her at 503-407-3764 or kcampista@canopymortgage.com. Her office is in Hillsboro, Oregon—not a local Ohio branch. A license does not establish that a particular reverse mortgage product is available; ask the team to confirm current programs.
Can I use a reverse mortgage for a second home in Ohio?
A HECM generally requires the secured home to be your principal residence. A second home or investment property does not meet that requirement simply because it is in Ohio. Ask about property eligibility and how seasonal travel, a move or extended absence would affect occupancy obligations.
What costs should I discuss for a reverse mortgage in Ohio?
Request an explanation of interest, origination and closing costs, HECM mortgage insurance, and the ongoing property taxes, insurance and any association dues for your Ohio property. Costs and assessments depend on your home and product; this page does not provide a state-specific rate or tax estimate.
What should my family ask before I apply in Ohio?
Discuss existing mortgage payoff, spouse or co-owner protections, future care and housing plans, repayment triggers and heirs' options. HECM borrowers generally must be at least 62 and receive HUD-approved counseling. Ask your licensed originator and independent advisers to review any Ohio disclosures or legal questions; proprietary products differ.
Reverse mortgages are loans secured by your home. Interest and financed costs generally increase the balance over time. You must meet loan obligations, including occupancy, taxes, insurance and upkeep. Failure to meet obligations can lead to default and foreclosure.
Read the full guide to costs, repayment and heirs' optionsEducational information only, not a commitment to lend or legal, tax or financial advice. No state-specific law or product availability is represented here. All loans subject to credit and property approval. Canopy Mortgage, LLC · NMLS #1359687 · Equal Housing Opportunity.